Dear Dave,
I’m currently in medical school doing my last year of residency. The other day, a friend made me realize the need for life insurance, so that’s gotten me to think a little more carefully about the future. I’m looking at term life insurance like you recommend, but I have a question. Should I base the amount of coverage on what I’m currently making, or on what I think I’ll be earning once I’ve finished medical school and I’m working as a doctor?
- Will
Dear Will,
Congratulations, young man! You’ve been studying and working hard for a long time, and it’s about to pay off in a big way. I’m really proud of you.
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