What is the actual purpose of health insurance companies, such as Aetna and United Healthcare to name just two? We think they are there to cover the bills, which for too many reasons are astronomical in today’s healthcare systems. But it turns out, that is not their goal. Their goal is to deny coverage as much as possible and even engage AI and other nefarious companies such as EviCore, whose whole business model is to turn down payments for care doctors recommend.
I am sure we have all been victim to this type of corporate greed in these last years that has nothing to do with our health, other than making it worse. It has become out of control, the amount of premium increases each year and the amount of coverage that seems to be less and less, with added hoops to jump through; causing time lost for care and many times just making patients find other ways to cover their care, such as wealthy family members, GoFundMe accounts, and community support. THIS IS NOT Healthcare and these corporations running them should not be taking our premiums to deny care, while paying other corporations to deny our care and in the end give their top executives huge bonuses and salaries, some up to $25 million a year and more.
In 2025 United Healthcare CEO Timothy Noel made $20.2 million on top of his almost $1million salary, not including $15 million in stock assets.
Aetna’s (parent company of CVS) CEO David Joyner had similar income with base salary of ~$1.5 million, stocks of almost $15 million, incentive pay (for what?) of almost $5 million, completing a package of more than $20.2 million. The fact that CVS runs all facets of the healthcare industry from birthing to hospitals, pharmacies, hospice, and all other factions, means they are self-dealing many times, and the incentive pay is basically our premiums going into their pockets.
If you recall the ACA, once up and running, was made to keep insurers from denying care to those with preexisting conditions. Within four years companies like United Healthcare and Aetna left the ACA due to “decreasing profits”, which at that time were $69 Billion and their CEO, Larry Merlo, made $21.9 million for the 2018 fiscal year, with compensation packages.
