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Thursday, October 8, 2026 at 2:17 PM

DAVE SAYS: Healing Problems... Together

Dear Dave,

I’ve spent most of my marriage not being involved in our family finances. To be honest, I’ve not been a very good husband. After being introduced to your show and your books by a friend, I realized how irresponsible I’ve been. When I talked to my wife about it and apologized, I heard for the first time that we have about $100,000 in debt, plus $55,000 in debt on a new car and motorcycle I did know about. Of course, we also have a mortgage on our home. She apologized for making a mess of things, but I know it wasn’t all her fault. She hadn’t been sneaking around spending and taking out debt, she just made mistakes and was afraid to tell me. Together, we make about $150,000 a year. Do you have any advice for us?

Caleb

Dear Caleb,

Brother, I am so proud of you. You made some mistakes, sure. But now you’ve made the decision to man up. And that’s a huge step in the right direction for you and your marriage.

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