How Big Is Your Why?

DAVE SAYS: How Big Is Your Why?

Dear Dave,

I’m 26, and I graduated from college a few months ago. I was fortunate enough to have a job making $70,000 annually waiting for me. I don’t have any other debt, so my only real problem right now is about $5,000 in credit card debt. It doesn’t seem like a huge amount, but I don’t want to fall into the trap of relying on debt throughout my life. Do you have any suggestions for remaining motivated to stay out of debt in the years ahead?

— Emil

Dear Emil,