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Friday, July 10, 2026 at 4:52 AM

A Solid Financial “Construction” Plan

DAVE SAYS: A Solid Financial “Construction” Plan

Dear Dave,

My wife and I are in our mid-thirties, and the only debt we have is a combined $15,000 in student loans and credit card payments. We’ve got almost $100,000 in our 401(k) plans, plus we have no children. What steps can we take toward becoming even better investors?

— Curt

Dear Curt,

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