With the new year around the corner, many people are setting goals for 2026. After months of rising prices on everything from milk to mortgages, money-related resolutions are prominent.
One out of four Americans (27%) plan to make 2026 the year of their financial comeback, according to 2025 research from Edward Jones and Morning Consult. Others will continue with previous goals (21%), start from scratch (20%) or catch up on missed goals (14%).
Here are their top three financial goals and what to consider if you make one or more of these yours.
Boost your income: Get creative with your time and interests. Consider side hustles such as delivery driving, pet sitting or tutoring. Perhaps you can sell things online that you no longer need. And if you traditionally get a refund on your tax return, consider adjusting your withholdings so less is taken from your paychecks.
To indirectly increase your income, cut your expenses. Every dollar saved effectively increases the “income” side of your budget.
